When dressing for colder climates, layering is a must.

Whether you layer a sweater under a coat, or a top under your fave cardigan, putting a stylish emphasis on texture and color

make for a great layering effect!

Coat: Forever 21

Cardigan: Forever 21

Tunic: Forever 21

Earrings: Forever 21

Green Stone Ring (right hand): Forever 21

Silver Ring (right hand): Antique

Emerald Ring (left hand): Antique

Beaded Clutch: Forever 21

Jeans: 7 for all Mankind via TJ Maxx

Peep Toe Pumps: Glint via Nordstrom